When it comes to money, things aren't always as simple as they appear. A few years ago, I thought I was in great financial shape--until I started carefully evaluating our finances. It became immediately clear that I was doing something wrong, so I started focusing on understanding and resolving my financial picture. Within a few short months, things started to improve dramatically. This website is all about making small changes to your daily routine to stay afloat financially. I know that a lot of these tips have helped me along the way, and I know that they can help you too.